Low Cost Fee-Based Investing.
Build an investment plan that funds your long term goals while cutting your investing costs.
Fee-Based Investment Advisor Toronto
Fee-Only Investment Advice
Customized wealth management & low-cost investing together with professional financial advice.
As professional Toronto investment advisors we partner with you to ensure that your goals drive your investment decisions not your emotions.
Our Beliefs - How We Invest
We don't believe in silver bullet financial products. We believe most investments have a place and can be effective in providing profits. However, as history has shown, no one has a monopoly on what the market will do in the future. The best way to predict the future is to plan "perfectly" by investing objectively with a goal.
You've probably heard the cliché "time in the market is better than timing the market". This is true and supposes that you have accepted and expect that to get some return you will have to accept some risk and volatility...over time. The risk and the returns will change from time to time but will always be there. Our jobs as investment advisors is to objectively understand the market as it is and seek to find opportunities whilst reducing your exposure to risk. This includes helping you manage your emotions so as not to derail your long term plan.
Most of what we do is organize your portfolio to be diversified, tax-efficient and low-cost across asset classes, strategies, geographic areas, and risk factors. By focusing on allocation, our investment methodology seeks to get the most out of your financial resources. We understand that you can beat the market in the short term but over the long term, preservation of assets to meet your stated financial and personal goals is what's most important to us. Asset allocation will help attain this investment goal.
Most people shy away from investing and the markets even though they know it's a great wealth builder. Part of the problem is the information overload and the complexity so often brought on by financial news media. We opt for a simple and clear process to portfolio management. Simplicity doesn't mean basic or thoughtless. Most people don't open their investment statements because they don't understand what's going on and in most cases don't want to. But simple does not mean easy or thoughtless. Our approach just requires more deliberate communication and planning so that you the investor feel engaged and satisfied.
In the end your goals should drive your investment planning. As such, long-term returns are the most important measure in making sure your money is working. Undoubtedly, there will be short to medium term considerations as far as your financial goals are concerned, which is why we always adjust and rebalance appropriately. Is rebalancing an important part of your current portfolio?
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Thoughtful process to Investing
We follow an established process to determine what path to take with your investment plan. We remove all the conflict of interest with our fee-based investing platform which is transparent and low-cost investing.
Don't forget to protect your retirement assets with long term care insurance.
Your health and it's deterioration in retirement is the number one risk the longer you live. What's worse, if a partner needs your care and support. You can grow your investments over time but they can be wiped away in a few years because of long term health care.
Working with Blue Alpha Wealth your financial advisor.
Hi, I'm Carter, your independent financial advisor and partner in helping you gain control over your investments. You'll find I'm a good listener and willing to meet you where you are. I understand the anxiety that comes with investment planning and don't promise a silver bullet but if I can make an improvement on your current situation is that worth your while?
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