The Best GIC Rates In Canada.
Getting The Best GIC Rates In Canada Made Easier
When looking for the best GIC rates in Canada, the process has up to this point been cumbersome. You generally have to shop with different institutions and buy directly from them.
While it may be made easier today by going to a aggregator website like Rate Hub, you'd still need to go directly to the institution to buy the GIC. If you need 5 GICs that's 5 different times!
You would also manually have to make sure that you are not going over your deposit insurance threshold. Each institution isn't concerned with making sure you keep within the insurance threshold.
We earn you more cash with the highest and best GIC rates in Canada all the time. Your deposits are fully insured and secure on our digital platform
With Blue Wealth Alpha and our partnership with CashiQ, getting the best GIC rates in Canada no longer needs to be difficult. Buy your GICs online on one integrated platform. Register once and have access to buy and sell GICs 24/7 from the comfort of your home whilst getting the the highest and best GIC rates. DIGITAL. SECURE. SIMPLE.
Welcome to Blue Alpha Wealth Online GIC Platform
Complete the form with general information about what you're looking for. We'll get back to you right away to answer your questions and walk you through to complete the process. You are not obligated to purchase GICs right away. This is just to setup your profile so when you're ready you can buy and view your GIC portfolio all in one place. This is a 3-5 minute one-time setup. We'll send you a secure email to begin the process securely online. Alternatively, call us at (416)966-0606.
Click on the dropdown to compare GIC rates for 1 Year, 3 Year or 5 Year GICs to major bank rates and see how as a deposit broker we get you higher GIC interest rates.
Register For An Account To Buy GICs Online
Steps To Creating An Account To Buy GICs Online
Client Creates Profile and Verifies Identification
Once you create your profile you will need to verify your identification by opening an email sent to you. This will allow you to complete the process as well as connect your home bank account so you don't have to issue a cheque with each GIC purchase.
Your Account Information Is Stored Securely In The Cloud
Once your account is created you'll be able to login securely using your email address. Your information is stored in the cloud with out technology platform partner CashiQ which processes all transactions
GIC Issuer Application, Identity & E-Signature Templates Stored Securely
This is so you don't have to submit your ID or banking information each time you buy a GIC from different issuers, since it's now stored in the secure cloud. Once your account is setup, each time you buy a GIC the financial institution will be linked directly to your profile and the information is transmitted securely.
You Can Now Buy GICs From 20+ GIC Issuers Online From One Account
Once your account is setup, you will have access to 20+ issuers from one account. You won't have to complete an application each time you buy. You choose the GIC rates you like, choose the institution and when you click to buy it's automatically transmitted to the institution instantly.
Login to Dashboard to View GIC Certificates, GIC Rates Board 24/7
From your personal dashboard you'll be able to view all your transactions as well as build GIC ladders, view your GIC certificates and all your personal information. All the information is real-time. The platform will also calculate automatically the most optimized portfolio for deposit insurance.
We provide an online digital marketplace to help you invest & build a portfolio of CDIC & Provincially insured Guaranteed Investment Certificates (GICs).
Your GICs are secure and insured. We've just changed the process of buying them.
Get the Best GIC Rates and Start Investing Online
Registration - Create an Account To Start investing in GICs
Step 1. Setup An Online Profile
Once you get in touch with us by filling out the form, you'll receive a secure email from us to setup the account on your computer. We'll walk you through to help you setup an online account profile. This is a one time setup so you can login 24/7 to view your GIC portfolio and view GIC rates from 20+ institutions all on one platform.
Step 2. Provide Standard Personal Information
Once you've created a password and login username we will collect personal and regulatory information such as your name, date of birth and address. We'll also ask questions related to anti-money laundering and your residency.
Step 3. Email Verification, Agreements and Consent
Once the first two steps are completed, we will send you an email verification. Once your email is verified, you will be redirected to complete your profile. You will be able to view the account agreements and consent to understand the terms of setting up an account using digital signature.
Step 4. Identity Verification (In-Person or Online)
At this stage you will have two options to verify your identification. You can meet face to face with a Blue Alpha Wealth advisor so they can physically (and safely) verify your ID. Alternatively, you can complete online ID verification by providing two pieces of ID from document choices in the table below:
ID Verification To Get The Best GIC Rates In Canada
Face to Face ID Verification to Buy GICs Online
You will have to meet with a Blue Alpha Wealth financial advisor to verify your identity. Depending on your location we may be able to come to you and meet safely. Please provide one of the following forms of identification:
Online ID Verification to Buy GICs Online
To verify your identity using online Dual-process method, you need to upload two documents. You must provide documents from either (A and B), (A and C) or (B and C). You would need to use two different original documents from different columns:
Documents to verify name and residential address
Documents to verify name and date of birth
Documents to verify name and confirm a financial account
Registering An Account For the Best GIC Rates In Canada
Once you complete our contact GIC form we'll get in touch with you and send you a secure email to complete the registration process described above. We can walk through it together and it takes about 5-10 minutes. This will include collecting personal information and verifying your identity and residency. This is a one-time setup and you won't have to do it again each time you buy and sell GICs. This is an easier way to get the best GIC rates in Canada!
No, this service is free and mean to help you get the best GIC rates in Canada all on one platform and maximize you returns on your GIC savings! Blue Alpha Wealth is a no-fee registered deposit broker that works with CashiQ to bring this convenience to you. We offer you the highest GIC rates, simplicity and security.
Yes, your account is secure. CashiQ, our digital GIC platform, uses Amazon Cloud Services based in Canada for the storage of your information.
No. Blue Alpha Wealth or our GIC platform partner, CashiQ, never take custody or never have access to your funds used to purchase GICs online. We have an end-to-end platform whereby you buy your GICs online and the funds are transferred directly to the financial institution you choose.
Yes. All the GICs you purchase through us from banks, credit unions, trust companies and life insurance companies are fully insured according to the limits set provincially or federally. For provincial deposits such as through Deposit Insurance Corporation of Ontario, your GICs are insured up to $250,000. For federal deposits through CDIC or Assuris, your deposits are insured up to $100,000 per unique user.
The nice thing about our digital GIC platform is that other than getting you the best GIC rates in Canada to maximize your savings, we automatically calculate your deposit threshold and recommend automatically which GICs to buy to make sure you keep within your insurance limits. You no longer have to manually keep track of it as we will do it automatically for you!
You will have a consolidated portfolio view of your positions, cashflow, GIC maturities 24 hours a day 7 days a week. You will also have integrated financial reporting for all the financial institutions you have GICs with.
No. We have over 20 financial institutions work with from banks, trust companies, credit unions and life insurance companies that offer the best GIC rates in Canada. In the past you would have to do research and if you want to buy 5 different GICs you would have to go to each individual institution. You can buy all your GIC's all on our platform from the comfort of your home whilst making sure you maximize your deposit insurance coverage.
Rate Supermarket and Rate Hub are what are called "aggregator websites". Their jobs is to scour the market for different types of interest rates for GICs, mortgages and savings accounts so consumers don't have to search for them individually. If you see a rate you like and you make a purchase from that institution, Rate Hub or Rate Supermarket get a commission or affiliate fee for referring you to that institution. The problem is you still have to go directly to each individual institution and calculate the deposit insurance coverage threshold. Blue Alpha Wealth through CashiQ does all this for you and it's all online from one platform!
Yes! Once your account is setup you will have access to GIC portfolio construction tools as well as real-time GIC rates board. Your Blue Alpha Wealth financial advisor will also be available to guide you through the process.
Blue Alpha Wealth Never Takes Custody Nor Has Direct Access To Your Funds
Blue Alpha Wealth and our technology partner CashiQ act as intermediaries to help you maximize the returns on your GIC purchases whilst making the process easier. Your funds go directly to the GIC issuers either through electronic fund transfer (EFT) or by cheque. Blue Alpha Wealth is a no-fee Registered Deposit Broker. We connect you with 20+ deposit insured financial institutions
Let's Get Started. Register An Account To Find the Best GIC Rates In Canada!
Complete the contact form below. You are not obligated to purchase GICs right away. We will get back to you to walk you through the 3-5 minute setup.
Today's Best GIC Rates In Canada
Today's GIC Rates
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Welcome to Blue Alpha Wealth Online GIC Platform
Complete the form with general information about what you're looking for. We'll get back to you right away to answer your questions and walk you through to complete the process. You are not obligated to purchase GICs right away.
This is just to setup your profile so when you're ready you can buy and view your GIC portfolio all in one place. This is a 3-5 minute one-time setup. We'll send you a secure email to begin the process securely online. Alternatively, call us at (416)966-0606.
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CDIC and Assuris deposits are insured up to $100,000. DICO deposits insured up to $250,000. Rates are subject to change without notice. Certain minimums may apply. Call for details. E&OE.