Once you complete our contact GIC form we'll get in touch with you and send you a secure email to complete the registration process described above.  We can walk through it together and it takes about 5-10 minutes.  This will include collecting personal information and verifying your identity and residency. This is a one-time setup and you won't have to do it again each time you buy and sell GICs.  This is an easier way to get the best GIC rates in Canada!

No, this service is free and mean to help you get the best GIC rates in Canada all on one platform and maximize you returns on your GIC savings!  Blue Alpha Wealth is a no-fee registered deposit broker that works with CashiQ to bring this convenience to you.  We offer you the highest GIC rates, simplicity and security.

Yes, your account is secure.  CashiQ, our digital GIC platform, uses Amazon Cloud Services based in Canada for the storage of your information.

No.  Blue Alpha Wealth or our GIC platform partner, CashiQ, never take custody or never have access to your funds used to purchase GICs online.  We have an end-to-end platform whereby you buy your GICs online and the funds are transferred directly to the financial institution you choose.

Yes.  All the GICs you purchase through us from banks, credit unions, trust companies and life insurance companies are fully insured according to the limits set provincially or federally.  For provincial deposits such as through Deposit Insurance Corporation of Ontario, your GICs are insured up to $250,000.  For federal deposits through CDIC or Assuris, your deposits are insured up to $100,000 per unique user.

The nice thing about our digital GIC platform is that other than getting you the best GIC rates in Canada to maximize your savings, we automatically calculate your deposit threshold and recommend automatically which GICs to buy to make sure you keep within your insurance limits.  You no longer have to manually keep track of it as we will do it automatically for you!

You will have a consolidated portfolio view of your positions, cashflow, GIC maturities 24 hours a day 7 days a week.  You will also have integrated financial reporting for all the financial institutions you have GICs with.

No.  We have over 20 financial institutions work with from banks, trust companies, credit unions and life insurance companies that offer the best GIC rates in Canada.  In the past you would have to do research and if you want to buy 5 different GICs you would have to go to each individual institution.  You can buy all your GIC's all on our platform from the comfort of your home whilst making sure you maximize your deposit insurance coverage.  

Rate Supermarket and Rate Hub are what are called "aggregator websites".  Their jobs is to scour the market for different types of interest rates for GICs, mortgages and savings accounts so consumers don't have to search for them individually.  If you see a rate you like and you make a purchase from that institution, Rate Hub or Rate Supermarket get a commission or affiliate fee for referring you to that institution.  The problem is you still have to go directly to each individual institution and calculate the deposit insurance coverage threshold.  Blue Alpha Wealth through CashiQ does all this for you and it's all online from one platform!

Yes!  Once your account is setup you will have access to GIC portfolio construction tools as well as real-time GIC rates board.  Your Blue Alpha Wealth financial advisor will also be available to guide you through the process.